When your pet gets sick or injured, the last thing you want to think about is how much it will cost.
Pet insurance helps protect you from that financial burden and makes sure you can focus on getting the best care possible for your companion. Whether your pet has several minor incidents or develops a serious medical condition like cancer, pet insurance shields your budget from unexpected, expensive veterinary costs.
Knowing that your pet’s healthcare is covered allows you to determine the best course of treatment based on what will be most effective for the health and happiness of your family cat and/or dog (not the size of your wallet).
With pet medical insurance, your furry friend will be taken care of.
How does pet insurance work?
Like insurance for humans, deductibles, copayments, premiums, and coverage can vary widely between the different pet policies and companies. The biggest difference between pet insurance and human insurance: You typically have to pay your veterinary bill in full and wait for the insurance company to reimburse you, although, some pet insurance companies will now pay the veterinary hospital directly, which decreases your upfront out-of-pocket costs.
Recommended Pet Insurance
Pets Best
Pets Best offers pet insurance and wellness plans for dogs and cats in every state and has paid over $350 million in claims to their customers. Built upon a legacy of innovation, Pets Best focuses on putting customers first by offering flexible coverage, fast claims, and excellent customer service.
- Customizable Accident, Illness, and Wellness pet insurance coverage.
- Easy claims process online or in the Pets Best mobile app.
- Pet Helpline- Health questions answered by veterinary experts.
Nationwide
With nearly four decades of experience protecting pets, we know that coverage counts. That’s why we offer the best coverage for the best value. Not sure where to start? Our buyer’s guide can point you in the right direction.
We insure more pets, offer more coverage, and pay out more claims than any other insurer.
- Plans for every pet and every budget
- Convenient mobile claims submissions
- Fast, easy electronic reimbursements
Avian & exotic pet coverage—only from Nationwide®.
Birds, reptiles, amphibians, and small mammals now have the same health insurance options as dogs and cats. Pet owners can get back up to 90% on eligible veterinary exams and treatments—including preventative care.
Trupanion
Since 2000, Trupanion has been innovating pet medical insurance. Our staff is comprised of veterinarians, veterinary technicians, and doting pet owners, determined to make sure our policy has what it takes to serve you and your pets 24/7.
- One simple plan
- 90% coverage
- No payout limits
- 24/7 customer care
Pets covered by Trupanion live longer, happier lives.